Why Not to Depend Solely on Insurance Company to Claim Damages for Car Accidents?
It is wholly up to you to decide whether you want to hire a legal attorney after you’ve been in a car accident or rely on your insurance company to recover damages due to you. You’d do good to remember that insurance companies are motivated by their own profits rather than yours in Macon, GA If they can get away with paying you as little for damages as they can, they will. The US. insurance industry in Macon, GA is well-off and it didn’t get this way by being fair to their clients. Discussed below is a handful of tricks automobile insurance companies use which you should be aware of –
- Not counting all your
medicarebills – Billing for medical services in case of car accidents can often be quite complicated. If you’ve visited the ER or had surgeryperformed – you can expect multiple statementsfrom one visit to the facility. The hospital will send a separate bill, the doctor on duty will send another bill and so on for every party involved. There’s no uniform bill to cover all costs. You ought to be compensated for all of these bills. However, the chances are that the insurance company will only count a couple of these bills and pay you for these. Not until your claim has already been settled that you will find out thereare other bills that you have to take care of by yourself.
- Pay you less when they realize you’re not taking the case to trial – Even if you don’t wish to take your case to court, you should have a legal case prepared. When the insurance company finds out that you are not willing to go for trial, they’ll assume in default that you will be okay with any amount that they offer – no matter how low. Because, what other choice do you have in the absence of a jury trying your case?
- Not accept your claim – Sometimes an insurance company in Macon GA can deny your claim and refuse to pay you at all by citing that
the caraccident you’ve been victimof wasn’t an accident at all and was purposeful instead. Try not to be surprised. After all, the insurance company’s goal is to make themselves money.
- Cite gaps in “causation” – Often, insurance companies try to weasel out of paying you for full damages by making the “causation” defense where they tell you that while you may have been in an accident, your injuries have not been caused solely by accident and so, they are not wholly responsible for compensating you for these injuries. They’ll scour through your medical history in an attempt to prove that your personal injury wasn’t caused by the accident but had a precedent. If you happen to be ailing, they will blame it on your age.
Insurance companies can be calculative and shrewd when it comes to paying their client for damages suffered. It is a prudent idea to engage the services of a legal attorney who will negotiate with the insurance company on your behalf instead of doing it on your own. Preparing a case for the court will send a clear statement of intent to your insurance company that you aren’t willing to take anything less than the compensation you deserve. When you don’t do so, you let the insurance company know that you
What you need to do after you or a loved one has been involved in a Car Accident with injury or death in Macon, GA
If you or someone you love has
This is an important time for you and your family. Make sure that you have the information that you need. Reach out to the Monk Law Firm and request a No Cost initial consultation. We will NOT charge you anything out of pocket to represent you. Any fee we earn will come from the settlement that we get for you. We will always have your best interests at heart. Call or email us today.